Non fault claims handled from our Bury St Edmunds workshop

Non Fault Accident Claims and Repairs in Bury St Edmunds

If you've been involved in an accident that wasn't your fault, we can help from our bodyshop in Bury St Edmunds. We work closely with a trusted accident management partner to take the stress out of the claim, with full support from start to finish. You don't have to go through your own insurer or accept a poor quality repair. You can choose your repairer, and we make that easy.

Technician inspecting damage to the rear of a car in the workshop before a repair
What counts as a non fault claim

Another driver caused it: they ran into the back of you, pulled out without looking, or clipped you in a car park. The cost of putting it right should sit with their insurer, not yours.

Car panel being prepared for paint in the Smart Spray Bodywork workshop
What our partner does, and what we do

Our partner deals with the at fault driver's insurer and handles the claim and the paperwork, so nothing goes through your own policy. We do the repair, to a high standard, in our own spray booth.

Why going through your own insurer can still cost you

Even when it was not your fault, claiming on your own policy usually means paying your excess up front, chasing it back, and losing your no claims discount until liability is settled. A non fault claim run properly keeps all of that off your policy.

Smart Spray Bodywork's workshop in Bury St Edmunds
You choose who repairs your car

You are not obliged to use the repairer an insurer suggests. If you would rather it was done locally, by a bodyshop with 22 years in the trade, tell us and we set the claim up that way.

Technician handing over the keys to a customer after a non fault accident repair
An honest opinion before anything starts

Not every accident is a clear non fault case, and not every claim is worth making. Send us the details and we will tell you plainly whether this route is right for you, and suggest what is if not.

From the first message to the finished car

How a non fault claim works with us

Technician colour matching paint for an accident repair inside the Smart Spray Bodywork workshop

The process, step by step

You send us the details and photos. Our partner assesses the claim and opens it with the other driver's insurer. Once it is accepted, we repair the car in the booth and the cost is settled with their insurer, not with you.

What happens once your car is with us

We assess the damage and agree the repair with the claim handler before any work starts.

Colour is mixed to your paint code and checked on a test card in daylight before we commit.

Panels are repaired or replaced, painted and blended in the booth, then flatted and polished to an even finish.

Serving Bury St Edmunds & Suffolk

We sit just off the A11 and A14, and customers come to us from roughly a twenty five mile radius, including Mildenhall, Newmarket, Thetford, Brandon, Stowmarket, Haverhill, Sudbury, Ely and Cambridge.

How to start a non fault claim

Send photos of the damage to 07939 755264 on WhatsApp, with the other driver's details and a note of how it happened.

We give you an honest opinion on whether it is a clear non fault case.

If it is, our partner opens the claim and we book the car in.

If you were at fault, or the other driver is unknown, see Accident Repairs and Insurance Work Support. Still at the roadside? Our accident guide walks you through it. Otherwise, message 07939 755264. We do not judge, we just fix it.

Smart Spray Bodywork's workshop exterior in Bury St Edmunds
Non fault claim questions, answered

What people ask before starting a non fault claim

What counts as a non fault accident?
Do I have to use my insurer's repairer?
Will my premium go up?
What if the other driver denies it?
What do I need to provide?
How quickly can you look at it?
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